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Equable if they owe more on their mortgages than their homes are worth, scads people feel obligated to return the favour their loans. But what if those borrowers walked away?

The dip hit this year’s college freshmen tangled, affecting how they chose a coterie as well as their faculty to pay for it, according to an annual nationwide survey.

The essay to revamp the Making Available Affordable program comes amid growing power to do less for banks and more an eye to households.