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After bankruptcies, bailouts and plunging sales, perhaps nothing sums up the suffering better than this: The United States is no longer the world’s top pile market.

A 15 percent deduct, or no interest payments as far as something 18 months, sounds enticing, but there are some other things you miss to know about store-mark credit cards.

After six years of timely mortgage payments, a homeowner’s revenues dried up, and he knock behind.